I do think it's been a bit worse than most people expected. IIRC most win predictions here were in the 75 range, but not much has gone right and the team is going to lose 100 games.
The pitching staff has been a tire fire outside of Stro and Giles, and the only pleasant surprise has been Thornton showing as a possible 5th starter going forward. And the offense has been similar. Drury, McKinney, Tellez and Teoscar have been disasters. Jansen hasn't hit. Vlad has kinda sucked and we all thought he'd hit the ground running and win ROY. Grichuk got a long term extension then tanked the season. There have been more bright spots here than on the pitching staff (Gurriel, Biggio, Bichette), but it's been pretty rough overall.
I think if you showed us the team's final 2019 stats back in March we'd all be pretty disappointed. Overall direction is good, but Atkins still has a lot to prove as a GM IMO.