The low payrolls were by necessity--Cleveland is one of MLB's smallest markets. And BTW, the 2005 team would've made the postseason in the 2nd wild card format.. they went 93-69, yet missed the playoffs due to Chicago's dominance.
After the core pieces of the 1995-2001 dynasty left, the franchise was a wreck. This team right now is comparable to the Rays.. good pitching in the system, but unable to buy bats due to attendance careening after 2001, as the love affair with Jacobs Field wore off, as the team failed to win a World Series. If they could develop some hitting, this Indians team would improve immensely.