I think your player dying is different than your player being Felipe Vasquez. Yes their careers end just as abruptly, but I do feel there's a distinction. While in real life teams aren't compensated for losing a single player to sudden unexpected death, they are in more extreme circumstances. This isn't the LOD, we don't necessarily need to follow real life as much, I think compensating an owner for the loss of a star is fair within the competitive nature of the league, obviously others will disagree.